Health Insurance for companies is a vital solution for organizations that want to guarantee the well-being of their employees and promote healthy habits. Professionals increasingly value benefits that go beyond salary, which is why health insurance is one of the most sought-after incentives.
Health is our most valuable asset, but in the fast pace of everyday life, it is often put on the back burner. Stress, professional pressures and too much time spent with gadgets and social media can significantly affect quality of life and performance at work.
In today’s business environment, Health Insurance for companies (or Group Health Insurance) guarantees the well-being of employees by promoting healthy habits, preventing illness and providing access to essential medical care.
The health and well-being of employees are fundamental pillars for the success and stability of organizations. Health Insurance reinforces the company’s commitment to its employees. Find out how this solution can make a difference to your company.
The advantages of Health Insurance for companies
The growing concern for well-being means that professionals increasingly value the benefits that companies offer them. Having health insurance is one of the most valued incentives. Here are some of the main advantages for both companies and employees:
Promoting a healthy lifestyle
Employee well-being goes beyond the absence of illness – it’s about encouraging practices that highlight the importance of health in everyday life. Health insurance allows companies to adopt an active attitude towards prevention, providing cover that encourages healthy lifestyles:
- Easy access to preventive medicine appointments;
- Online medicine and home assistance;
- Enjoyment of wellness services and personalized health programs.
By encouraging these practices, the company not only contributes to the quality of life of its employees, but also promotes their productivity.
Regular check-ups
Prevention is the key to avoiding future complications. With Health Insurance for companies, employees can have regular medical check-ups, which increases the chance of detecting serious illnesses at an early stage. This makes it possible to:
- Early diagnosis of oncological diseases, for example;
- Monitor chronic diseases;
- Enjoy continuous medical monitoring.
Prevention saves lives and health insurance can make a difference.
Valuing mental health
We live in an era of constant pressure. Stress, anxiety and professional burnout have a direct and significant impact on workers’ productivity and quality of life. Excessive use of gadgets and social media has also led to an increase in problems such as anxiety and sleep disturbances. However, many people don’t prioritize their mental health due to lack of time, money, information or access to specialists.
Group Health Insurance is increasingly aligned with this need and, therefore, already offers specific cover for mental health, including:
- Psychology and psychiatry appointments;
- Online appointments.
According to the World Health Organization (WHO), depression is one of the main causes of incapacity at work, which affects productivity and leads to recurrent absenteeism. For this reason, companies that invest in the mental health of their employees not only demonstrate social responsibility, but also have more productive and motivated teams.
Attracting and retaining talent
Companies that offer this type of protection to their employees stand out in the market and manage to attract qualified professionals while promoting a stable and productive working environment. According to a study released by the Society for Human Resource Management (SHRM) in 2024, 70% of companies consider it increasingly important to offer benefits that go beyond salary.
Besides these advantages, we can list other equally important ones:
- Tax benefits – with the new measure approved in the State Budget for 2025, the expenses incurred by employers with these insurances will be increased by 20% for corporate income tax purposes;
- Competitiveness in the market – companies that invest in their employees’ health stand out more competitively in the market because, as well as attracting talent, they build a solid reputation with clients and partners;
- Improved organizational climate – showing concern for the well-being of employees strengthens the organizational environment, especially since a work environment where employees feel valued promotes motivation and productivity.
Before investing in this solution for your company, there are a few factors you should bear in mind. Read on to find out.
What should you consider when choosing Group Health Insurance?
Not all companies have the same needs. It is therefore essential to assess the main factors before taking out health insurance:
- Type of cover: you should adapt the insurance cover to the needs of your company’s employees, i.e. think about whether you want basic or more comprehensive cover, whether you want to include family members and whether you need specific services;
- Flexibility and customization: some insurers allow plans to be adapted to the companies that contract them, so having the help of an insurance intermediary to negotiate more favourable conditions is essential;
- Geographical coverage: if the company has employees in different locations, it must ensure that the plan covers the entire territory or includes international options;
- Cost-effectiveness: don’t forget to assess the relationship between cost and benefit, in order to adapt the offer to your budget.
At Famasegur, we help your company choose the best solution to ensure the well-being of your employees and the sustainable growth of your business.
